The Basic Rules of Credit Cards

Credit cards are a source of credit, not a source of income.  Using a credit card when you don’t have enough cash to cover a major purchase or needed family living expense is generally a bad idea.  Before you use a credit card to pay for food,...

Veterans’ Issues Fact Sheet: Overpayments

You got a letter from the VA saying you were overpaid. You cannot afford to pay the money back. In fact, you are barely scraping by as it is. What can you do? ACT NOW! If you file an appeal within 30 days or ask for a waiver within 1 year. The VA will typically...

Iowa’s County Veterans Relief Program

If you are a veteran, you might be able to get financial help from the county in which you live. Each county must have a County Commission of Veterans Affairs. A county commission has three or five members, and all of them must be veterans. Each county commission...

Financing a Used Car

When you’re looking for a new used vehicle, there are several places to shop. Franchised new car dealers have newer used cars, may offer better warranties, and usually have a repair shop to back up the warranty. But their sales people generally work on...