Creditor Threats – Are They for Real?

Health problems, job loss, the death of a spouse and other events can make it hard to pay your bills. Creditors and debt collectors may contact you and threaten to take your income and property. You should know that federal and Iowa laws protect certain property from...

What Filing Status Do I Use for my Taxes?

Your filing status can influence the amount of the standard deduction, the amount of tax, and the amount of or eligibility for certain credits. Getting it right is important. If you are legally married, you have three possible filing statuses to choose from: Married...

Benefits for Seniors

BenefitsCheckUp is a tool that will tell you if you can get federal, state and some local private and public benefits for older adults (ages 55 and over). BenefitsCheckUp also describes the programs and tells you where to apply.

Debtor’s Exams

If you owe money under a court judgment, you may be ordered to go to the court for a debtor’s exam. Do not ignore this court order. The person or company trying to collect on the judgment is called the judgment creditor. What is a debtor’s exam? A...

Taxes and Marriage

When discussing taxes and marriage, there are a few myths to be examined and pitfalls to avoid. Myths Myth 1: I have to file a joint return with my spouse. FACTS:     Married filing jointly is an election. This means you have a choice to file...