Mortgage Foreclosures and Land Contract Forfeitures

People are usually not able to pay in full when they buy a home. As a result, most Iowans finance homes through either a mortgage or a land contract. If the buyer fails to make payments the loan terms require, each of these financing tools allows the lender to retake...

Accidents with No (or Not Enough) Car Insurance

I was in a car accident that wasn’t my fault, but I didn’t have car insurance (or my insurance didn’t cover the claimed damages). What can happen to me?  There are two things that can happen to you. Requirement to pay a bond or lose license / registration (up to...

Rights of People in Civil Commitment

A person who is “mentally ill” and “dangerous” can be made to get mental health treatment. There are specific rules about forcing a person to have mental health treatment. This kind of court case is called “civil commitment.” There are a number of technical things...

Consumers and Bail Bonds

Most people spend very little time thinking about bail bondsmen —up until the moment a loved one lands in jail. When a friend or family member is arrested and charged with a crime, a bail bond agent can seem like the most valuable person in the world. In Iowa, a few...

Selling Your Car

Iowa Department of Transportation – Buying and Selling a Vehicle: www.iowadot.gov  Information You Need If You Sell Your Car Before you sell your car, you need to know how to transfer the title and fill out the odometer statement. Knowing how to transfer title...