Debts “Written Off” May Count as Taxable Income

Many people do not know that having a debt “written off” or forgiven may count as taxable income. When income is taxable, it must be reported to the IRS. Most of the time, money you borrow to buy a car, home or other personal items does not count as income...

What to Consider Before Signing a Commercial Lease

Making Your Lease the Least of Your Problems You’ve finally found it, the perfect place to set up shop and open your business.  As visions of dollar signs dance in your head, you can hardly wait to get the paperwork over with and sign on the...

Finding a Nursing Home

No one wants to go to a nursing home if they can live safely in their own home.  However, if you require health related care and services for your safety, you may need to go to a nursing home.  For some this may be temporary while recovering from surgery or...

Legal Aid Helps Women Experiencing Violence

Iowa Legal Aid helps clients who experience intimate partner violence (IPV). Iowa Legal Aid gives civil legal help in family law, including protective orders, divorce, and custody. The second most-requested need of women who experience IPV is civil legal services....

Important Credit Card Protections

The CARD Act of 2009 gives consumers who use credit cards and gift cards many protections. Advance Notice of Changes in an Account A card issuer must give a consumer written notice at least 45 days prior to major changes in credit card terms. This includes the...