Payroll Cards

How are you paid? Most workers get paid by check or by direct deposit. Some specialized workers, such as waiters, may get some of their payment in cash. An increasing trend, is for workers to be paid by payroll card. A payroll card is a card that looks like a debit...

Annulment

What is it? An annulment is a court order to undo a marriage that was not valid, not allowed, illegal or voidable for other reasons. If a court grants an annulment, the marriage is canceled and treated like it never happened. If my marriage is annulled, can I say that...

Do You Have a Junk Mail Problem?

Getting Off Mailing Lists To receive less commercial advertising mail, you can register for The Direct Marketing Association (DMA) Mail Preference Service (MPS), which allows you to “opt out” of national mailing lists. Please note, The DMA does not provide...

FEMA Application and Assistance Overview

A Guide to FEMA Assistance FEMA can assist with temporary housing, repair or replacement costs, and other disaster needs through the Individuals and Households Program. FEMA also provides Serious Needs Assistance designed to help people meet immediate expenses related...

Garnishment in Iowa

What is garnishment? Garnishment is when your money is taken from someone other than you to pay a court judgment.  For example, your creditor might take your money directly from your bank or directly from your employer.   I have past due bills.  Can my...

Credit Card Lawsuits

I have been sued for a credit card debt. What do I need to do? When you are served with a lawsuit, you will have 20 days from the date you were served to file an Answer. An Answer is a written response to the papers the debt collector filed. If the case is filed in...