Do you really need a bankruptcy?

A Chapter 7 Bankruptcy is a process under federal law designed to help people who can no longer afford to pay off the debt they have incurred and need a fresh start. Filing a Chapter 7 Bankruptcy stops collection efforts and completely wipes out most debt. The...

Paying Back an Overpayment of Unemployment Benefits

Sometimes you get unemployment benefits when you are not supposed to. You will have to pay them back. How can this happen?Let’s say you apply for benefits. You win benefits after the fact-finding interview. You start getting unemployment benefits. The employer...

Car Titles

Motor vehicle certificates of title are very important documents that should be treated like a deed to real estate. Titles have details about current and prior owners, any liens on the vehicle, and reports of any serious damage to the vehicle. A seller must sign the...

Property Tax Suspension for People Who Get SSI

Many people with a disability own or are buying their homes. They may have a hard time paying their property taxes which become due each year. Under Iowa law, people who get Supplemental Security Income (SSI), or State Supplemental Assistance (SSA), or live in a...